About Guaranteed Credit Approval.
At Ventura Motor Works we offer a financing program that extends credit to a wide variety of credit scores, from severely challenged credit to premium tier one credit. If you have bad credit for any
reason:
- Home Foreclosure
- Bankruptcy
- Auto Repossession
- Divorce
- Or Any other reason
With our Guaranteed Credit Approval system we can extend credit to almost anyone! You may have noticed “Almost” in there. Well there are some exceptions and requirements of course.
- You must be able to prove that you can repay the loan somehow. It doesn’t have to be paycheck stubs, but with W-9, W-2, Bank Statements, Disability, Social Security or some way to prove you can repay the loan.
- You must be able to acquire full coverage auto insurance. As with most loans it is important to be protected for both you and the finance company.
- Some proof of residency. Live in a Hotel/Motel? That’s fine too. We can work with that.
- Minimum down payment. (This value will change depending on the vehicle you choose). To find out how much down is needed for a particular vehicle please apply online and speak with one of our team members about down and monthly payments.
Other stipulations may apply and all financing is on approved credit however these are the three main requirements to get started.
No longer does bad credit or no credit have to keep you from getting a loan and owning a vehicle. We understand that the loan process can be frustrating especially is you or a loved one has been turned down at one more dealerships. That is why you can now apply online and get approved in minutes. Once approved you can come in and start looking vehicles that will fit your budget and needs.
Once we give you an approval that means you now have financing! You may shop for different vehicles in our inventory and choose a vehicle that fits your needs. A minimum down requirement will be needed for any vehicle and this down will change depending on terms and vehicle cost.